identity theft

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Identity Theft Shield - How It Can Help

Pre-paid Legal, a group of lawyers who provide legal advice and help for a monthly fee, now offer identity theft shield. For twelve to twenty-five dollars a month, pre-paid legal services will monitor a person’s credit report and alert the person if there are discrepancies. Full access to a credit report from Experian is included in the monthly fee. This is a valuable asset to anyone who owns a small business, travels often, or makes many purchases online.

With Identity theft shield, if identity theft is suspected, a team of credit experts will go over all paperwork and try to find where the breach took place, either by credit card or other means. This could save lots of money. By tracking the source and filing a lawsuit, it is much easier to prosecute and find a person guilty of fraud if the theft is recent enough. The average cost for pursuing legal action against a thief if $1,500 and 175 hours of labor. In extreme cases, the money spent is much higher. People have lost their jobs and life savings from identity theft.

Monitoring a credit report is a valuable service. Identity theft shield is means through which to view a credit report often to make sure there are no mistakes on the report. Customer service is always on hand to answer any questions or address any concerns someone may have about their credit report.

Having someone who will check on potential fraud activities is a huge relief. The monthly fee for protection is relatively inexpensive. If someone is a victim of identity theft, this coverage will also be used to protect the rights of victims. Stopping added financial fees can ease the burden of the theft. Saving ones home and getting their life back together is greatly improved with the identity theft shield.